CIGNA Dental Coverage is offered in 6 distinct ranges of coverage. Relying on what your employer presents you can opt for from a program that reimburses you a part of your dental fees to an all inclusive program that does not even have a deductible. These dental strategies are made available in addition to CIGNA healthcare strategies and are at present only offered via an employer sponsored program. To obtain this advantage you need to get in touch with your human useful resource section to request this style of coverage.
The very best program made available by CIGNA dental insurance is the DHMO program. With this program you opt for a dentist from their community of vendors and use them exclusively for your dental work. There are no deductions and no annually greatest for providers. Most of the preventive providers do not have co-pays and referrals are not required for orthodontic treatment. You will obtain two annually visits and cleanings, x-rays and pediatric dental providers for no extra price. Enrollee’s will also obtain a membership into CIGNA Healthful Benefits application. This application will conserve members up to 65% off of other non standard well being providers this kind of as acupuncture and bodyweight management plans.
CIGNA dental insurance also presents a dental savings program for those people who do not have whole dental coverage. The CIGNA Furthermore Savings Strategy is not insurance coverage but alternatively a membership in a savings program. By supplying your membership card to any of the seventy six,000 registered dentists on the program you will love deep savings on all your dental work. These savings are pre negotiated via CIGNA and can conserve the specific a substantial sum in excess of a shorter period of time of time. Considering that this is a savings program there are no insurance types to fill out or deductibles to fork out. You also do not have to be concerned about preexisting circumstances, frequency of visits or a greatest volume of advantages for the 12 months.